Stage 3: ID & AML checks

We are legally required to verify who we are working with and confirm that all sellers have the legal right to sell the property.

Stage overview

During this stage, we’ll complete the identity and compliance checks required to progress your sale. These checks help us verify who we’re working with, confirm that all sellers have the legal right to sell the property, and meet our legal obligations. They are a standard part of the property selling process and help keep the transaction secure for everyone involved.

These checks are completed securely in partnership with CREDAS, our trusted online identity verification provider. 

In this stage you’ll: 

Complete your identity and compliance checks

Verify your identity through CREDAS

Confirm your legal right to sell the property

Complete the final checks before marketing can begin

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What's happening

We’re completing checks to confirm identity and legal ownership.

We carry out a Know Your Client (KYC) process to:
• Verify your identity
• Confirm your legal right to sell

This is completed using the CREDAS platform and you’ll receive a CREDAS identification check link from our Compliance Team.

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What to expect

The process is simple and completed securely online.

• You’ll receive a secure link via email
• You’ll upload ID and take a photo
• Our Compliance Team are here to support you if needed

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How you can help

Completing these checks quickly allows us to move forward to marketing.

• Complete your CREDAS check promptly – ideally on your smart phone/mobile (note - your name will always show on the initial invite as your first name and the initial of your surname)
• Provide any additional documents requested
• Ensure all sellers respond quickly

For further guidance, please see our 'Getting starting with CREDAS' section of our Sellers Guide.

View Guide
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When to contact us

If you’re unsure or unable to complete the process, we can help. Contact us:

• If you’re unable to complete the check
• If you don’t have the required documents; check out the list of qualifying documents in the hub

Need further guidance?

Take a look at the 'AML and completing your CREDAS checks' section of our Sellers Guide for more details.

View guide
Need further guidance?

ID & AML checks FAQs

Checks are usually completed quickly once all required information has been received.

Where attorneys are appointed jointly and severally, we may need to contact all appointed attorneys to ensure everyone is aware of and agrees with the sale.

Where a property is being sold under a Power of Attorney, we must verify the relevant parties and confirm the legal authority to proceed with the sale.

For security and data protection reasons, identity documents cannot normally be accepted by email. Your Auction Specialist will explain the most appropriate way to complete your checks. 

Yes. Your Estate Agent may be able to certify your documents and send them to us.

In some cases we may be able to rely on checks already completed by your Estate Agent. However, we may still need additional information to meet our own compliance requirements.

KYC stands for Know Your Customer. It helps us verify identity and protect against fraud and financial crime.

We are legally required to verify your identity and confirm you have the legal right to sell the property.

Ready for stage 4?

Once your identity and compliance checks have been completed, we’ll move on to marketing your property and preparing it for launch. 

Your Auction Specialist will keep you updated and let you know when your property is ready to go live.  

Next stage: Stage 4: Marketing and viewings

Stage 1: Getting started

This is where your auction journey begins.

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Stage 2: Auction Pack preparation

This stage focuses on preparing the legal information buyers need before they can bid.

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Stage 3: ID & AML checks

We’re legally required to verify your identity and confirm you have the legal right to sell the property.

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Stage 4: Marketing & viewings

This stage is focused on building interest, arranging viewings, and preparing for the auction.

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Stage 5: Bidding & auction outcomes

Where your property is now in a live auction and where registered buyers can place bids.

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Stage 6: Sale Agreed & progression

Where the focus shifts to confirming the sale and ensuring both parties are committed before legal work begins.

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Stage 7: Conveyancing & completion

This is the final stage, where legal ownership of the property is transferred to the buyer.

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